How do we charge premiums for Doctors Professional Indemnity?
Charging for Professional Indemnity (PI) Insurance for doctors depends on several factors that determine the level of coverage required and the risk profile of the individual doctor or medical practice. Insurance premiums for doctors are typically based on the following considerations:
- Specialty of the Doctor
Different medical specialties come with varying levels of risk. For example:
- Surgical specialties (like orthopedics, neurosurgery, are often considered higher-risk due to the potential for complications and high-value claims.
- General practitioners (GPs) or low-risk specialties like dermatology might attract lower premiums.
- High-risk specialties (e.g., obstetrics, anesthesia,plastic surgeons) tend to have higher premiums because the likelihood of high-value claims is greater.
Refer to the premium table below or reach us on email on info@pearlinsurance.co.ke or call on 0711948117
